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Hours

  • Monday 9am-7pm
  • Tuesday 9am-7pm
  • Wednesday 9am-7pm
  • Thursday 9am-7pm
  • Friday 9am-7pm
  • Saturday 9am-7pm
  • Sunday Closed
See All Department Hours

Dealership Hours

  • Monday 9am-7pm
  • Tuesday 9am-7pm
  • Wednesday 9am-7pm
  • Thursday 9am-7pm
  • Friday 9am-7pm
  • Saturday 9am-7pm
  • Sunday Closed

Parts Dept. Hours

  • Monday CLOSED FOR LABOR DAY
  • Tuesday 7:00 am - 6:00 pm
  • Wednesday 7:00 am - 6:00 pm
  • Thursday 7:00 am - 6:00 pm
  • Friday 7:00 am - 6:00 pm
  • Saturday 8:00 am - 4:00 pm
  • Sunday Closed

Service Dept. Hours

  • Monday 7am-6pm
  • Tuesday 7am-6pm
  • Wednesday 7am-6pm
  • Thursday 7am-6pm
  • Friday 7am-6pm
  • Saturday 8am-4pm
  • Sunday Closed
Total Car Credit Links
Call Today! (855) 525-7570


Customer Testimonials
"Total Car Credit had the most professional and helpful people that I could have hoped to work with. After all the trauma that my family had experienced, it was nice to finally have someone actually look after us".

- Ronnie, Salt Lake City, Utah


"We were just trying to do all the right things after we had filed for bankruptcy. Total Car Credit sat down with us and made sure we were selecting the best options for now and the future".

- Don and Linda, Draper, Utah


"I will never work with another auto dealer. Total Car Credit treated us with dignity and respect. I could not have asked for a better experience.

- Jonathan, Sandy, Utah


"Do not buy a car from anybody but the folks at Total Car Credit. From the first phone call, to the minute I drove off the lot, I had been treated fairly and honestly ".

- Beverly, Lindon, Utah

Thanks for visiting us!  Forget about your credit history, we have.  We believe everyone needs a second chance to get a new car.  Even if you need a third or fourth chance, we're here to help you!

Bad Credit, Bankruptcy, No Credit, Divorce, First Time Buyer
Total Car Credit CAN HELP! 
It is easy as 1,2,3!


1. It's Fast, Easy and Secure!

2. You'll find out within minutes if you qualify!

3. Simply fill out our form & leave the rest to us!


Top Reasons to GET STARTED TODAY
  • Many programs require NO MONEY DOWN!
  • Choose from over 5,000 vehicles!  Every make and model available!  We can find you the vehicle you want.
  • Whether you buy from us or not you'll walk away with valuable information to help rebuild your credit with your next vehicle purchase
  • Reduce your interest rate every time you make 3 payments in a row with our exclusive Rate Reduction Program!
  • We specialize in bad credit car loans.  It's all we do!
  • No matter what your credit situation we have the vast experience to assist you.

Utah's fastest auto loan.  Learn more below.


Total Car Credit Can Help You With Your Car Loan in Draper
At Total Car Credit our ultimate objective is to provide individuals who have credit problems in the past with an opportunity to re-establish their credit through automotive financing.  We strive to create long-term relationships with our customers and do whatever it takes to get you back on the road. 

Open the door to you future good credit with Larry H. Miller Lincoln Draper.  We provide useful advice and a very aggressive approach that can help you achieve your credit goals.

We can put you in a new Lincoln
  or used car,  with the best payment while helping rebuild your credit.

Total Car Credit
makes the approval process easy with as little as $0 down and simple qualifying. To learn more about who we are and how we can help you with auto financing in Draper, click here to read our frequently asked questions.


Our Mission

$0 Cash Down

  Total Car Credit makes the approval process easy with as little as $0 down and simple qualifying (driver's license, pay stub, proof of insurance & residence). The door to your new vehicle is easy to open. 


Learn More Below

Quick & Easy

The application process is quick, easy and available 24 hours a day, 7 days a week online. Just click on our "Apply Online" tab to view the simple application form.


 
Apply Now

Movie Tickets

You will receive free movie tickets to your local theater for coming to your consultation. This consultation will include important information about how you can re-establish your credit. 
*No purchase necessary. Offer valid 01-01-2018 through 12-31-2020.



Why Choose Total Car Credit?

We provide useful advice and a very aggressive approach that can help you achieve your credit goals.

Receive Useful Advice
Please call for important information about reaffirming your current auto loan or continuing to pay on a vehicle in a bankruptcy. Reaffirming or continuing to pay on an auto loan does not count as credit after a bankruptcy.

Achieve Your Goals
You can finance while in a bankruptcy 7 & 13. There are programs to lower your interest rate a full 2% per year.

Experience Service and Quality
Total Car Credit assists you in your future good credit. Our lenders report to all three major credit bureaus (Experian, Equifax, and Transunion) so that you'll start rebuilding your credit instantly.
Total Car Credit makes the approval process easy with as little as $0 down and simple qualifying (driver's license & pay stub). The door to your new vehicle is easy to open.